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Welcome to INTRGROUPS. We are here at your service. +32-460213593

TERMS & CONDITIONS

This contract explains the use of various conditions applied to the services available on Our Site (henceforth “our site”). Please feel free to contact us on our customer support e-mail for any queries. Our website is accessible worldwide to anyone with internet access. Access to and use of our site are subject to these terms and conditions. BY USING AND ACCESSING OUR WEBSITE, YOU ACCEPT, WITHOUT LIMITATION, ALL OF THESE TERMS AND CONDITIONS.

We reserve the right to change these Terms and Conditions at any time. Change of these Terms & Conditions will occur by the mere posting of a new and modified version of these Terms and Conditions on our website. By using our website, you agree in advance that each use will be subject to the then applicable Terms & Conditions. By using our website you accept it’s Terms &Conditions and Privacy Statement set forth below. If you do not agree with these policies, discontinue using this site immediately.

Online Services Agreement

This Agreement applies to both the Site and Trading Platform and to the electronic content and/or software currently contained on the Site that provides the customers with real-time information on exchange rates of currencies, and the program transaction services on the Forex market via internet, telephone or fax, and any other features, content or services that INTRGROUPS may add later (the “Services”).

Services are available and reserved solely for individuals or businesses that can establish a legally binding contract under the laws applicable in their country of residence. Without limiting the undermentioned terms, our Services are not available to people aged under 18 or who have not attained the legal age (“Minors”). If you are a minor, you cannot use this service. PLEASE DO NOT USE THIS SITE IF YOU ARE NOT QUALIFIED. To avoid any doubt, we disclaim any liability for unauthorized use by minors of our Services in any manner or another. In addition, our Services are available only for

people who have experience and sufficient knowledge in financial matters, able to evaluate the benefits and risks of acquiring financial contracts via this site. You are solely responsible for any decision made by you based on the content of the Site. Without derogating from the above-mentioned provision, we disclaim any responsibility for auditing and/or checking your level of knowledge and/or experience, and any liability for damages and/or losses suffered as a direct result and/or indirectly from your use of the Site. It is the same for any transaction and/or use of the Services. Without limiting the above-mentioned provisions, our Services are not available in areas where their use is illegal and INTRGROUPS reserves the right to refuse and/or cancel access to its Services to anyone at its sole convenience.

When registering, you’ll have to provide certain identifying information. You are responsible for the security of your account’s login and password with INTRGROUPS you are solely responsible for any damage caused by reason of any act or omission resulting in improper or illegal use of your account. You agree to provide accurate and complete information about yourself during the registration process and you also agree not to impersonate another person or entity and not to hide your identity from INTRGROUPS for any reason whatsoever. If you register as a commercial entity, you declare that you have the required authority to bind that entity to this Agreement. INTRGROUPS treats carefully the information you provide to us according to the disclosure of information provided during the registration process and privacy policy.

Legal Restrictions

Without limiting the undermentioned provisions, you understand that laws regarding financial contracts vary throughout the world and it is your responsibility to make sure you properly comply with any law, regulation or guideline in your country of residence regarding the use of the Site. To avoid any doubt, the ability to access our Site does not necessarily mean that our Services and/or your activities through the Site are legal under the laws, regulations or directives relevant to your country of residence.

Risk Disclosure

You agree to use the Site at your own risk. Without limiting the undermentioned provisions, the services provided on this site is intended only to customers who are able to withstand the loss of any money they invest and who understand the risks and have experience in taking risks in financial markets. The possibility exists that you could endure a loss of some or all of your initial investment and hence you should not invest money that you cannot afford to lose. You should be aware of all the risks related to CFD trading and solicit advice from an independent financial adviser in case of doubts.

Complaints Policy:

INTRGROUPS maintains effective and transparent procedures for reasonable prompt complaint handling for existing and potential retail clients, and we keep records of complaints and measures taken for complaint resolution. The purpose of this procedure is to ensure fair and consistent dealing with client complaints whilst striving to provide the highest level of customer service.

Financial Information:

Through one or more of its Services, INTRGROUPS can make available to you a wide range of financial information that is generated internally from agents, suppliers or partners (“Third Party Providers”). This includes, but is not limited to financial market data, quotes and news, analyst opinions and research reports, graphs and data (“Financial Information”).The financial information provided on this Site is not intentional investment advice. INTRGROUPS offers financial information only as a service. INTRGROUPS and its Third Party Providers do not warrant the accuracy, timeliness, completeness or correct sequencing of

the financial information or results of your use of this financial information. The financial information may promptly become unreliable for various reasons, including, for instance, changes in market conditions or economic circumstances. Neither INTRGROUPS nor the Third Party Providers are required to update the information or opinions included in the financial information and we can interrupt the flow of financial information at any time without notice. It is your responsibility to verify the reliability of the information on the Site and its suitability for your needs. We exclude all liability for any claim, damage or loss of any kind caused by information contained in the Site or referenced by the Site.

INTRGROUPS countries that are banned from trading:

-Afghanistan
-Crimea Region
-Cuba
-Iran
-Iraq
-Israel
-Japan
-North Korea
-Sudan
-Syrian Arab Republic
-USA

Payment procedure

INTRGROUPS finance department supervises every withdrawal request submitted. Identification documents must be submitted for any withdrawal. INTRGROUPS may take up to 3 business days to process the request. When your application is approved please wait for 7 additional days before seeing your funds in your account.

Additional Information

You may be required to provide further information for us to process your withdrawal, in which case our support team will contact you to request this before we process your withdrawal.

Bonus

INTRGROUPS provides attractive reward features to its new and regular clients. Added funds and one-time trading credits are part of INTRGROUPS promotions program. These added funds are limited by time and

the conditions related to any added funds are subject to change. To withdraw your added funds, you will be asked to perform a trading volume of at least 40 times for each $1 added funds. The added funds can be withdrawn only when the foregoing stipulation has been fully respected and fulfilled. Any withdrawal of funds from an account made before completing the terms of added funds will be immediately canceled and removed from the account.

Any indication of fraud, manipulation, cash back arbitrage or other forms of deceptive or fraudulent activity based on the provision of the added funds will invalidate the account and any profits or losses collected.

We are committed to ensuring continuity of the Services on the Site. However, we assume no responsibility for any error, omission, deletion, interruption, delay, defect, in operation or transmission, communications line failure, theft or destruction or unauthorized access or alteration of the Site or Services. We decline responsibility for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, hardware or software, or any technical failure because of technical problems or traffic congestion on the Internet, the Site or any Service. To the

extent permitted by applicable law, in no event shall we be liable for any loss or damage arising from the use of the Site or Services for any content posted on or through the Site or Services, or the conduct of all users of the Site or Services, whether online or offline. IN NO EVENT INTRGROUPS OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS SHALL BE LIABLE FOR ANY DAMAGES WHATSOEVER TO YOU, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THE USE OF THE SITE OR THE SERVICES, INCLUDING WITHOUT LIMITATION THE QUALITY OF THE USEFULNESS OF INFORMATION PROVIDED THROUGH OR

AS PART OF THE SITE OR ANY INVESTMENT DECISION MAKING ON THE BASIS OF THE INFORMATION, WHETHER THE DAMAGES WERE PREDICTABLE OR NOT AND WHETHER OR NOT INTRGROUPS HAS BEEN ACQUAINTED WITH THE POSSIBILITY OF SUCH DAMAGES. LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL THE INTRGROUPS CUMULATIVE LIABILITY TO YOU EXCEED THE AMOUNT OF MONEY YOU TRANSFERRED OR DEPOSITED IN YOUR ACCOUNT ON THE SITE IN CONNECTION WITH THE TRANSACTION GIVING RISE TO SUCH LIABILITY. Governing Law and Jurisdiction – This Agreement shall be governed by the law applicable in Saint Vincent.

INTRGROUPS does not tolerate money laundering and supports the fight against money launderers. INTRGROUPS follows the guidelines set by MONEYVAL (Committee of Experts on the Evaluation of Anti- Money Laundering Measures). MONEYVAL is a permanent monitoring mechanism of the Council of Europe, a pan-European organization with 47 member states, reporting directly to its principal organ, the Committee of Ministers. MONEYVAL is entrusted with the task of assessing compliance with the principal international standards to counter money laundering and the financing of terrorism and the effectiveness of their implementation, as well as with the task of making recommendations to national authorities in respect of necessary improvements to their systems. MONEYVAL also conducts thematic typologies research of money laundering and terrorist financing methods, trends and techniques. MONEYVAL was originally an observer to the FATF and from June 2006 became an associate member.

General clause

INTRGROUPS will not be liable in any way to any person in the event of force majeure, or for the act of any government or legal authority.

In the event that any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The failure of a party to enforce any right or provision of this Agreement will not be deemed a waiver of such right or provision. INTRGROUPS may assign this Agreement or any rights and/or obligations hereunder without your consent.

INTRGROUPS may amend the Terms of this Agreement from time to time by posting the amended Terms on the Site. You are responsible for checking whether the Agreement has been amended. Any amendment shall come into force as of the day it is published on the Site. If you do not agree to be bound by the changes to the Terms and Conditions of this Agreement, do not use or access our Services, and inform us in writing immediately.

Segregation of Fund

– Client funds are kept in the Company’s fiduciary segregated client bank accounts. These funds are separated from Company operational accounts and solely used for receipt of client funds and payments to clients.

Bank Accounts –

The Company maintains clients’ funds in bank accounts with reputable international banking institutions.

Supervision

– Investment firms are obliged to meet strict financial standards, including capital adequacy requirements, and comply with Anti Money Laundering rules. Mind works Ltd maintains sufficient liquid capital to cover all client deposits, potential fluctuations in the Company’s currency positions and outstanding expenses. A detailed annual audit performed by an independent auditor points out any deficiencies. The markets in financial instruments directive (MiFID) is a regulation that increases the transparency for prices and quotes.

Withdraw

clients must not withdraw in the first 30 days to give the company necessary time to Utilize the rights of delegation, as a result to evaluate risks and frauds.

Volume Cash Back

In order to receive the volume cash back you need to trade in volumes above your Premium Account requirements (see table). Volume for Cash Back will be based on Contract for Difference and other trades. Special terms apply, please read the Bonus & Promotion Terms page.

To be eligible to benefit from this reward the minimum balance for the cashback per the client’s plan must be reached during the last 7 trading days of the month by ensuring that the balance of the account does not fall below the minimum required.

The cashback will be reversed if the client withdraws from the account in the first 30 days after receiving the cash back any amount that would have disqualified the client from receiving the cashback had it been performed before the end of the month.

Volume calculations for receiving Cashback will be based on the Volume Calculation Rules and will not include any volume calculated towards other promotions and bonuses.
In addition, trading both a BUY option and a SELL option on the same asset and at the same expiration time would be considered as separate trades.

Market liquidity: In setting our prices we take account of the market or markets for the relevant underlying instruments. Market conditions can change significantly in a very short period of time,so that if you wish to close a contract we might not be able to do so under the same terms as when you opened it.
* The Markets in Financial Instruments Directive 2004/39/EC (MiFID) as subsequently amended is a European Union law that provides harmonised regulation for investment services across the 31 member states of the European Economic Area

How do I join a Premium Account?

You will be associated with one of the Premium Accounts according to your Net investment. As you continue to Invest, your account will be upgraded and you will receive more benefits.
** Required to keep a minimum 90 days in each level/ membership, so the client can Enjoy all privileges and Services.

Trading Bonus

A Trading bonus is a bonus added to the total balance of the client account and is redeemable only once a minimum trading volume of 30 times the value of the bonus has been executed or as appears in the “bonus” section of the client account (also called Trading Volume Requirement.For explanation how the volume is calculated see Volume Requirement Rules.

Trading Bonuses are calculated using a symmetrical method, in which the allocation of profits, losses and investment amounts for each position that occurs in accounts with an active trading bonus, is done per the proportional value of the bonuses. For the sake of clarification, please consider the following terms: “Total Balance of the Account”refers to the overall balance of the account with which the client can open trades. “Account Total Bonus Balance” refers to the portion of the balance of the account that is unavailable for withdrawal until the minimum trading volume is achieved. This amount includes the Active Bonuses and their proportional value of trading profits and losses and open positions. For clarification, in case of multiple active bonuses each bonus will be treated separately to reflect accurately the symmetrical method.

*** bonuses can be removed and canceled and all the above will not apply